Overview
We are a leading Service Provider of Loan Consultancy Services, Personal Loan Consultancy Services, Property Loan Consultancy Services and Business Loan Consultancy Services from Surat, India.
Loan Consultancy Services:
We have acquired a huge reputation and standing in the market by offering quality enriched Loan Consultancy Service. Our offered services are provided to our patrons under the supervision of trained are executed by our trained and competent personnel as per set industry guidelines and norms. Along with this, these services are provided at patrons end within specified frame of time. We are indulged in rendering best Personal Loans to our clients. The diligent executives render this service very efficiently as per the customers’ needs and wants. Besides, we render these services at budget friendly price that fits to each client’s budget. These services are provided to the customers very reasonalble rates. If you are planning to buy your dream home and running out of resources, .We are specialized in providing excellent Property Loan Consultancy Services to the clients. Our company efficiently guides you in choosing the appropriate loan scheme for industrial, commercial, and residential sectors Business Loans offered by us are an important part of a company endurance. Money is necessary to making companies grow and in making investments. Business Finance Consultancy Services is a secured or an unsecured loan for Business use which may or may not be requiring any security or collateral and can be taken for Business purpose only.
Secured
A secured loan is a loan in which the borrower pledges some asset (e.g. a car or house) as collateral. A mortgage loan is a very common type of loan, used by many individuals to purchase residential property. The lender, usually a financial institution, is given security – a lien on the title to the property – until the mortgage is paid off in full. If the borrower defaults on the loan, the bank would have the legal right to repossess the house and sell it, to recover sums owing to it. Similarly, a loan taken out to buy a car may be secured by the car. The duration of the loan is much shorter – often corresponding to the useful life of the car. There are two types of auto loans, direct and indirect. In a direct auto loan, a bank lends the money directly to a consumer. In an indirect auto loan, a car dealership (or a connected company) acts as an intermediary between the bank or financial institution and the consumer.
Unsecured
Unsecured loans are monetary loans that are not secured against the borrower's assets. These may be available from financial institutions under many different guises or marketing packages: • credit card debt • personal loans • bank overdrafts • credit facilities or lines of credit • corporate bonds (may be secured or unsecured) • peer-to-peer lending Interest rates on unsecured loans are nearly always higher than for secured loans because an unsecured lender's options for recourse against the borrower in the event of default are severely limited, subjecting the lender to higher risk compared to that encountered for a secured loan. An unsecured lender must sue the borrower, obtain a money judgment for breach of contract, and then pursue execution of the judgment against the borrower's unencumbered assets (that is, the ones not already pledged to secured lenders). In insolvency proceedings, secured lenders traditionally have priority over unsecured lenders when a court divides up the borrower's assets. Thus, a higher interest rate reflects the additional risk that in the event of insolvency, the debt may be uncollectible.
Demand
Demand loans are short-term loans that typically do not have fixed dates for repayment. Instead, demand loans carry a floating interest rate which varies according to the prime lending rate or other defined contract terms. Demand loans can be "called" for repayment by the lending institution at any time. Demand loans may be unsecured or secured.
Concessional
A concessional loan, sometimes called a "soft loan", is granted on terms substantially more generous than market loans either through below-market interest rates, by grace periods or a combination of both. Such loans may be made by foreign governments to developing countries or may be offered to employees of lending institutions as an employee benefit(sometimes called a perk).